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GAP Protection | Extended Service Contract

Extended Service Contract

Protect your Investment

How many times have you heard stories about vehicles breaking down right after the warranty expires. With Mechanical Breakdown Protection from Innovations FCU, you can rest easy knowing you are covered.


Average Repair Estimates

Vehicle Part Domestic/Asian Vehicles European Vehicles
Air Conditioning System $1,598 $2,378
Power Window Motor $523 $740
Brake Caliper $365 $298
Control Arm $772 $745
Rack and Pinion $1,242 $3,143
Timing Belt $509 $979
Engine $7,648 $22,856
Alternator $762 $1,080
Starter $506 $984
Fuel Pump $675 $715
Transmission $4,812 $7,951

Want Maximum Protection?

An extended service contract provides peace of mind, while also increasing your vehicle's resale value!

Avoid Costly Repairs

Mechanical Breakdown Protection Plans extend coverage to virtually all mechanical and electrical components of your vehicle. They are available for both new and pre-owned vehicles, and coverage is transferable if you sell your vehicle before your agreement expires providing added resale value.

We Make It Easy For You!

  • Repairs can be done at any licensed U.S. or Canadian repair facility
  • No limit to the number of claims and one deductible per visit
  • Enjoy additional savings up to 50% or more off manufacturer extended warranties

Coverage Benefits

24-Hour Roadside Assistance.

In the event your vehicle is disabled during the term of your coverage, Roadside Assistance Service is provided.

These services include:

  • Towing
  • Lost Key / Lock Out Services
  • Other Road Services

Rental Vehicle Assistance.

In the event of a covered Mechanical Breakdown during the term of your contract, you will be covered for alternate transportation expenses according to the schedule in your agreement.

Tire Protection.

If the tires on your vehicle are damaged during their normal life by glass, nails, or other road hazards, they will be repaired or replaced.

Trip Interruption.

You can be reimbursed for meals and lodging up to three days if you are stranded because of a covered breakdown more than 100 miles away from your home.