The excitement of purchasing a new vehicle can leave consumers with a tunnel blindness that costs them more in the end. Slowing down and focusing on securing the financing first can save buyers a lot of money. Financial calculators are available online to help you determine your ideal monthly payment and other financing options. Lenders reserve the lowest advertised interest rates for consumers with the best credit.

You may request a FREE copy of your credit report online. Each of the three major credit reporting agencies is required to give you a free report annually.

Once acquired, verify the information provided on the report. If false information is included on the report, contact the appropriate credit company (Experian, Equifax, or Transunion) to resolve the problem.

For Fraud Victim Assistance:

• Experian: 1-888-397-3742.
• Equifax: 1-888-766-0008
• Transunion: 1-800-680-7289